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Merchant Express Review

Merchant Express is the best merchant account service we have reviewed. Read our MerchantExpress review to find credit card merchant account fees, rates, and more when you accept credit cards with Merchant Express. Compare Merchant Express.


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Merchant Express currently offers many different types of merchant accounts. These include:

  • Internet Merchant Accounts
  • Retail Merchant Services
  • Wireless Transactions
  • Phone/Mail Order Merchant Accounts
  • Phone Processing
  • ACH/Check Processing

These different types of merchant accounts come with different sets of fees for each. We will review Merchant Express fees later. First, we need to explain the best merchant account features that come with Merchant Express. This company waives nearly all the fees associated with credit card processing setup and monthly costs are very low. Merchant Express does not charge any of the following fees:

  • Setup or Application Fee
  • Annual Fee
  • No Monthly Maintenance Fee (only a small statement fee)
  • No Change Fees or Overlimit Charges or Cancellation Fees
  • No Authorize.net Setup Charge and No AuthNet Transaction Fees!!!
  • Free Shopping Cart Software
  • Free Payment Processing Software
  • Free AMEX Setup

MerchantExpress discount rates, transaction fees, monthly statement, AVS fee, etc. Grouped by type of account:

  • Internet/Phone/Mail Order : 2.27% / $0.24 per trans / $0.05 AVS fee / $5 monthly statement fee.
  • Retail & Wireless: 1.69% / $0.19 per trans / $5 monthly statement fee.
  • Phone Processing : 2.27% / $0.79 per trans / $5 monthly statement fee.
  • eCheck Processing : $25 setup / 0.99-1.75% depends on volume / $0.30 per transaction

The MerchantExpress Review:

Every company has a different set of rates, but Merchant Express has some of the lowest fees for the statement fee, no Authorize.net transaction fee, and no setup fees! This is our top pick for processing credit cards online or retail. The credit card merchant account discount rate with MerchantExpress is not the lowest we've seen for internet processing. However, when all things are considered, it can be the cheapest merchant service with the low monthly and low transaction fees. The support staff is also extremely helpful.

Related Article: How to Accept Credit Cards >>

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  • Low Internet Rate
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  • 2.25% Internet Rate
  • 1.79% Retail Rate
  • $0.25 Trans. Fee
  • $10/mo. Statement Fee
  • No Setup Fee
  • $16.95 Gateway Fee

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  • Fast Approvals
  • No Setup Fees
  • 30 Day Free Trial
  • 24/7 Support
  • No Annual Fee
  • Free Equipment

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